Infrastructure Financing Fund of Pakistan has announced its Agri-Storage Portfolio Financing Scheme on 4th June by raising a funding package of up to Rs. 7.1 billion for agriculture storage facilities in Pakistan. There is no need for any guarantee from the government; instead a 50% credit guarantee will be provided by InfraZamin.

ISLAMABAD: InfraZamin Pakistan rolled out its Agri Storage Portfolio Financing Facility on June 4, 2026 a structured financing scheme for the private sector intended to leverage up to Rs7.1 billion towards developing agricultural storage facilities in Pakistan. The InfraZamin agri storage financing Pakistan 2026 scheme focuses on addressing one of Pakistan's most longstanding structural problems: the loss of harvested food from farms to markets due to poor storage capacity at the rural or semi-rural level. This social impact financing scheme has been developed under the leadership of the Social Impact Financing Committee, headed by Pakistan's Minister for Finance Senator Muhammad Aurangzeb, and has zero government guarantee as part of its very structure.

How the Facility Finances and Operates

In order to address issues related to agricultural storage, financing from the InfraZamin agri storage financing Pakistan facility will be provided for the development of warehouses, silos, and cold storage facilities. Specifically, it will provide funds for the improvement and upgrading of existing facilities along with the construction of new facilities for the storage of agricultural produce like wheat, grains, fruits, and vegetables, since the post-harvest losses from these crops are the largest in Pakistan.

The services of Pak Brunei Investment Company, Faysal Bank, and Bank of Punjab will be used by these banks for their corporate clients and SMEs, thereby offering the necessary channel through which the amount of Rs7.1 billion is actually distributed. A 50 percent guarantee by InfraZamin eliminates risk associated with each bank’s agri-storage finance portfolio, making it easier for banks to finance risky projects and clients without any government guarantees.

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The Post-Harvest Loss Challenge It Tackles

Every year, Pakistan suffers a major portion of its agricultural output being wasted between harvesting and marketing due to failure of inadequate infrastructure and not any deficiency in its agriculture. Fresh products rot during transport or in insufficient storage facilities. Grains absorb water and become degraded without proper sealing. Unable to store anything, farmers rush to sell in low market conditions following their harvests. The InfraZamin agri storage finance Pakistan 2026 proposal tackles every single one of these shortcomings through provision of adequate infrastructure to prevent losses.

The aim of the storage capacity of 300,000 metric tons at the facility is an important milestone for the country’s agri-storage infrastructure as it is intended by the project to be achieved in two years’ time through the means of both construction and upgrade of existing infrastructure. The second positive aspect of the use of bankable and certified storage infrastructure by farmers in rural or semi-rural areas is their opportunity to participate in the Electronic Warehouse Receipt financing scheme of the State Bank of Pakistan.

Employment, Rural Livelihoods, and Food Security

The InfraZamin agri storage finance Pakistan 2026 project brings with it more than numbers on storage. The program is expected to create direct and indirect jobs through warehousing, logistics, transportation, storage, agri-processing, and trading. The program will also stimulate related industries like packaging, cold-chain logistics, construction, financing, and input provision in agriculture. This will help mitigate the pressure from rural migration by providing sustainable livelihood options in areas where production takes place.

The storage facility is also linked to the Prime Minister’s ZARKHEZ-E scheme, where unsecured loans are given to smallholder farmers through the Ministry of Finance. The link between the two will further enhance the financial inclusion aspect of the project and include more of the smallest and financially excluded entities in Pakistan’s agricultural value chain. The combination of the storage facility and the financial inclusion aspect created through it marks the most comprehensive solution to the problem of post-harvest losses in Pakistan that either the public or private sectors have come up with yet.